KAAL MICRO WORKING CAPITAL LOAN (KMWCL)
Fueling Growth for Micro Enterprises

Are you a micro-entrepreneur in the informal sector?
The Kaal Micro Working Capital Loan (KMWCL) is designed to support micro enterprises and small businesses, offering quick and flexible financial assistance even without formal business documentation. Perfect for business owners with daily income streams who need a boost in working capital.

Key Features of the KMWCL:

• Eligibility:
  Suitable for micro businesses and enterprises in the informal sector, including those without proper documentation or formal cash flow records. Ideal for small businesses run by individuals.
• No Collateral Needed:
  This loan does not require any form of collateral, making it accessible to more entrepreneurs.
• Loan Purpose:
  Funds are strictly for working capital purposes, helping you manage day-to-day business needs.
• Affordable and Transparent Terms:
  • Interest rate of 15% for a 30-day loan period
  • Payments are made weekly, allowing you to repay in small, manageable amounts
• Loan Amounts:
  • The starting loan amount is UGX 200,000
  • As you build a solid repayment history, you can increase your loan by increments of UGX 100,000, ensuring that your funding grows with your business.

How to Apply:
The KMWCL is designed to be quick and easy. No need for complicated paperwork or collateral—just a simple process to help you secure the funds your business needs to thrive.

For more details, reach out to us today. With the KMWCL, we’re making sure micro businesses have the resources to succeed!